Working Together for Affordable Healthcare

Patient/Physician Cooperatives (PPC) is an association that obtains fair prices for our members’ healthcare costs. Participating physicians and facilities work together to provide you access to affordable healthcare at a low monthly cost. 


PPC makes comprehensive health coverage as easy as 1, 2, 3! Pick your membership plan, select your coverage, and enjoy the benefits.

The below healthcare membership plans are intended for individual/families. If you are an Employer Group seeking healthcare for your company please click here.

If you are in the Portland Area please click here to see separate membership plans. 

1. Pick Your Membership Plan...


2. Customize Your Plan with Add-On Insurance Benefits and Additional Services...     


Hospital Indemnity Plan

This guaranteed issue hospital plan provides payments for inpatient/ outpatient physician care, facility costs, intensive care, skilled nursing, substance abuse, and treatment of mental illness, all without a deductible. Request Summary of Benefits.

Lump Sum Cancer Insurance

Provides a $25,000 benefit upon the first diagnosis of cancer. The cash benefit is a crucial component of the member’s healthcare plan. This allows recovery to be the sole focus, rather than anxiety and stress over financial worries.

This plan provides an additional $25,000 benefit for breast cancer and supports the Susan G. Komen Foundation.

Request Summary of Benefits. 

Monthly Cost: $96 Per Person

Maximum Family Cost $288          

(Cost includes Hospital Indemnity Plan)            


Catastrophic Coverage

Have peace of mind in the worst situation. PartnerRE stop-loss insurance is catastrophic coverage that covers 100% of medical and hospital expenses at Medicare rates that exceed $50,000 and up to a maximum of $5,000,000. Request Summary of Benefits. 

Monthly Cost: $54 Per Person

Legal Shield + IDShield 

Everyone deserves affordable legal and identity theft protection. Including you. No matter how traumatic or trivial your situation, we are here to help. Unexpected legal and identity theft issues arise every day. With LegalShield on your side, you have the power to access legal and identity theft advice and services when you need them, all for one low monthly fee.

 Click here for 101 Reasons to use LegalShield 

Monthly Cost: $30 (Individual)

     $36 (Family)


SmartHealth PayCard

Use this healthcare credit card with AD&D, Rx, and other benefits to help you manage healthcare expenses. Complete separate application to enroll. 

Monthly Cost: $1 Per Person

3. Enjoy Your Benefits...

Benefits vary based on membership plan enrolled in. Click Explore Benefits below to see an overview of different benefits that may be included in your plan.

Explore Benefits

Includes access to: 

• PPC Provider Network

• Pharmacy benefits from Drexi

• No cost Lab Testing        (Quest* or CPL)

• Teladoc

• Doc Wellbee                    (Including discounts 

  for dental, vision, 

  hearing, and roadside 


• Patient Advocate          


Monthly cost: 

Adult: $40 

      Child: $20 


Basic Membership







Includes access to: 

All benefits in Basic Membership Plan

With the added benefit:

• Choosing a


  Cooperatives Primary

  Care Physician at $0        co-payment 


• Nominate your current      primary care physician

  and receive a Health 

  Debit Card 


Monthly cost: 

                                                   Adult: $89

Child: $50



* Most Popular Plan

Includes access to: 

All benefits in Basic & Concierge Plan


With the added benefit:

• Diagnostic Imaging at

  $0 cost at participating

  imaging centers

Typical services provided:

• X-Ray, CT scan, MRI,

  PET scan, Ultrasounds,

  and Mammograms



Monthly cost:

                                                Adult: $109

Child: $75  

Concierge Plus